Understanding and maximizing your dental insurance can significantly enhance your ability to receive quality dental care. At Lifetime Dental of Gainesville, we’re here to help you make the most of your insurance benefits, ensuring your smile stays healthy and vibrant without unnecessary financial burden.
Understanding How Dental Insurance Works
Unlike medical insurance, which focuses on treating problems, dental insurance aims to prevent problems. Regular dental visits not only maintain oral health but also minimize the need for future invasive treatments. By covering preventive services, dental insurance helps catch issues early when they’re more manageable and less costly.
What Does Your Dental Insurance Cover?
- Preventive Services: Most plans cover 100% of your routine checkups and cleanings, ensuring no out-of-pocket expenses at each visit.
- Minor Restorative Care: Services like fillings typically receive 70-80% coverage.
- Major Restorative Procedures: Coverage for crowns, bridges, and dentures is generally around 50%, though it can vary.
Most dental insurance plans do not apply to cosmetic procedures, but it is a good idea to check with your plan’s specific coverage for any dental services before you have them performed so that you have fewer surprises later on.
We Offer In-Network Savings & Welcome Out-of-Network PPO Plans
Lifetime Dental is proud to be in-network with several leading insurance providers, including:
- Cigna
- MetLife
- United Concordia
- Guardian
- Careington
Being in-network means we’ve agreed with these companies to provide services at reduced rates, directly saving you money. Even if we are out-of-network with your plan, we’ll assist with filing claims to help maximize your benefits.
Affordable Care for Every Smile
Dental insurance focuses on preventive care to keep your oral health optimal and reduce the need for more expensive treatments later. It typically covers the costs of preventive care more fully than major procedures.
Most dental insurance plans cover:
- Preventive Care: 100% coverage for exams and cleanings.
- Minor Procedures: Partial coverage (about 70-80%) for fillings.
- Major Procedures: Partial coverage (around 50%) for crowns and bridges.
Even if we are out-of-network with your insurance provider, we can still assist in filing claims to maximize your benefits, ensuring you receive as much coverage as possible.
If you don’t have dental insurance, consider joining our Lifetime Club. This in-house savings plan offers free annual exams, cleanings, X-rays and discounts on other treatments without the hassle of limits or claims filing.
Yes, to help manage out-of-pocket expenses, we offer CareCredit financing, which splits costs into low-interest, manageable monthly payments.
We Make Dental Insurance Simple
Need assistance understanding your coverage or have questions about your plan? Reach out to Lifetime Dental of Gainesville at (770) 536-6688 or visit us at 1419 Pearce Cir, Gainesville, GA 30501. We’re here to keep your dental health care seamless and stress-free.