Are you currently enrolled in a United Concordia dental insurance plan? If so, you understand how valuable this investment truly is. Apart from its ability to help you save on regular oral healthcare expenses, it also reduces the potential for more serious dental problems to occur in the future. As a United Concordia dentist in Gainesville, Dr. Her is here to make sure you get the care you need at a price you can easily afford. All you need to do is call us and let us know how we can start reviewing your plan so that you save more each time you entrust us with your smile.
If you signed up for your insurance plan through your employer, you may have compared various options to determine which one better aligns with your needs. While there are aspects of each that will be different, such as the deductible, annual maximum, monthly premium, etc., the basic breakdown of coverage remains similar:
Since there are PPO and DHMO plans available, PPO plans often provide more flexibility, as you can freely choose which dentist you want to see. DHMO plans require you to see specific dentists to receive the treatment you need.
With each PPO plan, you can expect there to be an annual maximum, which is the most your insurer will pay for the services you receive. If you choose an in-network dentist, it may be possible to expand your treatment over calendar years, so you don’t have to pay out of pocket for more complex dental care.
When trying to understand dental insurance, many patients need help to navigate the terminology, exclusions, stipulations, and other fine print. Fortunately, you don’t have to venture into unchartered territory alone. Our team at Lifetime Dental is here to help. With skilled professionals who are well-versed in dental insurance, we can review your United Concordia plan and explain how best to use your benefits so that your smile reaps the rewards. You are always welcome to ask questions and inquire further if you need additional clarification.